What Is a Credit Score? A Beginner-Friendly Guide That Actually Makes Sense (US)
If you applied for a credit card and got denied, or you saw an APR that made your stomach drop, ...
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Credit Utilization Ratio Explained (With Easy Examples, Targets, and the “When to Pay” Trick)
Credit utilization is one of the fastest-moving parts of your credit score. You can do everything “right” (pay on time, ...
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Soft Inquiry vs Hard Inquiry: Credit Checks Explained (and the Real Impact on Your Score)
You can do everything “right” with credit and still get nervous when a form asks, “May we check your credit?” ...
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Statement Closing Date vs Payment Due Date Explained (Why It Matters)
If you’ve ever paid your credit card “on time” and still watched your credit score dip, you’re not imagining things. ...
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Average Age of Accounts Explained (How It Affects Your Credit Score)
You can have perfect payment history and still see your score dip after doing something that felt responsible, like opening ...
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Balance Transfer Credit Cards Explained: Pros and Cons for Beginners
Written by MrHamza, Credit & Debt Basics Educator In this article we will Explaining The Balance Transfer Credit Cards. If ...
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How Long Do Negative Items Stay on a Credit Report? (Explained for Beginners)
Written by MrHamza, Credit Score & Report Educator Today question is How Long Do Negative Items Stay on a Credit ...
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How to Compare Credit Cards: APR, Fees, Rewards (Beginner Guide)
Written by MrHamza, Credit & Money Basics Educator The question today is How to Compare Credit Cards? If you’ve ever ...
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Credit Freeze vs Credit Lock: Difference Explained for Beginners (US)
Written by MrHamza, Credit & Identity Protection Educator Today subject is about Difference between Credit Freeze vs Credit Lock If ...
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APR vs Interest Rate On Credit Cards Explained (Beginner-Friendly)
Written by MrHamza, Credit & Money Basics Educator Today subject is about the comparison between APR vs Interest Rate On ...
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